Are you constantly being harassed by creditors and collectors looking to obtain a payment? Debt can be difficult enough to deal with without having to worry about the calls, messages and reminders that you are behind on payments.
If you are being harassed, there is help. A 5 minute phone call to Attorney John Hicks can stop creditor harassment quickly and effectively.
Filing for bankruptcy puts an automatic stay on all contact between your creditor and you.
Stopping the bill collectors and protecting your rights as a consumer can be easily accomplished with the assistance of a experienced attorney.
Our mission is to provide each of our clients with personal attention and clear answers to any questions or concerns that you may have.
Know Your Rights
The FDCPA restricts collection agents from harassing consumers in several ways.
- Collection agents may not call before 8:00 a.m. or after 9:00 p.m., or anytime that is established as inconvenient or inappropriate for the consumer.
- Agents are also restricted from contacting a consumer at their workplace when it is considered inappropriate or is not allowed by the consumer’s employer.
- Collections agents may not use profanity or threats when speaking with a consumer and may not publish the consumer’s information on a blacklist.