Help For Creditor Harassment

John Will Beat Any Quote By$100

John L. Hicks & Associates

Are you being harassed, there is help

Filing for bankruptcy will stop car repossession, buying you time to find alternate transportation or negotiate a payment arrangement.

Are you constantly being harassed by creditors and collectors looking to obtain a payment? Debt can be difficult enough to deal with without having to worry about the calls, messages and reminders that you are behind on payments.

Filing for bankruptcy puts an automatic stay on all contact between your creditor and you.

Stopping the bill collectors and protecting your rights as a consumer can be easily accomplished with the assistance of a experienced attorney.

Our mission is to provide each of our clients with personal attention and clear answers to any questions or concerns that you may have.

30 Years

of Successful Experience

(810) 232-2223

Call for a Consultation

Know Your Rights

The FDCPA restricts collection agents from harassing consumers in several ways.

Collection agents may not call before 8:00 a.m. or after 9:00 p.m., or anytime that is established as inconvenient or inappropriate for the consumer.
Agents are also restricted from contacting a consumer at their workplace when it is considered inappropriate or is not allowed by the consumer’s employer.
Collections agents may not use profanity or threats when speaking with a consumer and may not publish the consumer’s information on a blacklist.

Fair Debt Collection Practices Act (FDCPA)

End Creditor Harassment Today

Are you being overwhelmed by constant calls, letters, or threats from creditors? You don’t have to face creditor harassment alone. Our experienced team is here to help you put an end to the stress and regain control of your financial life.

Under the Fair Debt Collection Practices Act (FDCPA), creditors and collectors are prohibited from using these harassing methods. If you’re experiencing any of these behaviors, it’s time to take action.