Request a Call Now - In most cases we can file your case same day and get creditors off your back.
Stop Creditor Harrassment
If creditors are bothering you at work, harassing your family, friends and neighbors, or calling at all hours, call us.
John will keep the creditors off your back, and you can stop paying your creditors immediately.
Keep Your House, Car, Personal Items
John will make arrangements for you to reaffirm your debts on your home, car or other household goods that you are financing. Some credit cards can also be reaffirmed to retain your line of credit after bankruptcy.
A Chapter 7 bankruptcy is one of the most effective ways to stop garnishments. Call John to file today and you will be able to use your income for more important necessities in life and start saving for your future immediately.
Eliminate Repossesion Debts
After an auto finance company repossesses your car, they auction it to reduce their loss. You are still responsible for the balance on the car, called a “deficiency balance”. We can eliminate your liability for the entire deficiency balance.
Rebuild Your Credit
The ability to reestablish your credit after bankruptcy is better than it has ever been before. Bankruptcy remains on your credit report for up to 10 years, but you can start reestablishing your credit immediately after discharge.
End Lawsuit/License Suspensions
We can help you get your license reinstated if it is suspended due to an uninsured car accident or unpaid parking tickets. We can also stop lawsuits related to those car accidents.
"I tried to get by mortgage modified by Bank of America for two years. John got me an approval for a modification to bring me current and lower my interest and mortgage payment in 2 weeks!"
Sam Anderson - client of John L. Hicks & Associates
More than 27 Years of Experience
John L. Hicks & Associates has provided high-quality bankruptcy legal representation to residents of Flint and greater Genesee County since 1998.
Our mission is to provide each of our clients with personal attention and clear answers to all questions and concerns.
In addition to our commitment to beat any Chapter 7 quote by $100 – we can now get your case filed same day with no office visit required!
Contact John today through our web form or call the office at (810) 232-2223 to schedule your free consultation. In most cases, we can file your case the same day and get you on the road to a better financial future – fast.