Filing bankruptcy in Michigan is a process which entitles you to a “fresh start” by discharging all your debts and obligations (Chapter 7) or arranging an interest-free debt repayment plan (Chapter 13).
We can help if you need your case filed quickly due to a foreclosure, garnishment or threat of repossession.
John Hicks can file your Chapter 7 case same day for $400.00 down with no office visit required. Call today (810) 232-2223
Don't Delay - In most cases, we can file your case almost immediately and get you on the road to a better financial future.
Stops Creditor Harrassment
If creditors are bothering you at work, harassing your family, friends and neighbors, or calling at all hours, call us.
John will keep the creditors off your back, and you can stop paying your creditors immediately.
Bankruptcy can bring foreclosure proceedings to a halt, end harassment from bill collectors, and give borrowers time to make up missed payments and reorganize their finances.
Filing for bankruptcy will stop car repossession, buying you time to find alternate transportation or negotiate a payment arrangement. If your delinquency is recent, John may be able to negotiate a loan modification.
Filing for bankruptcy is one of the most effective ways to stop garnishments. Call John to file today and you will be able to use your income for more important necessities in life and start saving for your future immediately.
Rebuild Your Credit
The ability to reestablish your credit after bankruptcy is better than it has ever been before. Bankruptcy remains on your credit report for up to 10 years, but you can start reestablishing your credit immediately after discharge.
Help for IRS Debt
Bankruptcy can provide relief from IRS debt and the tax man. The automatic stay in bankruptcy stops even collection actions by taxing authorities, including garnishment and seizure.
"I tried to get by mortgage modified by Bank of America for two years. John got me an approval for a modification to bring me current and lower my interest and mortgage payment in 2 weeks!"
Sam Anderson - client of John L. Hicks & Associates
More than 27 Years of Experience
John L. Hicks & Associates has provided high-quality bankruptcy legal representation to residents of Flint and greater Genesee County since 1998.
Our mission is to provide each of our clients with personal attention and clear answers to all bankruptcy questions and concerns.
In addition to our commitment to beat your best Chapter 7 quote by $100 – we also may offer a payment plan tailored to your financial situation.
Contact John today through our web form or call the office at (810) 232-2223 to schedule your free consultation. In most cases, we can file your case almost immediately and get you on the road to a better financial future – fast.