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Est. 1998
COVID UPDATE: We are open and offering phone and virtual meetings. Contact John today!
Est. 1998
Chapter 7 Bankruptcy Lawyers
Filing Chapter 7 in Michigan is a bankruptcy process which entitles you to a “fresh start” by discharging all your debts and obligations.
We can help if you need your case filed quickly due to a foreclosure, garnishment or threat of repossession.
Start Your Chapter 7 Case Today with $425 down same day filing! Call today (810) 232-2223.
John L. Hicks & Associates has helped thousands of people get fast and effective financial relief. With over 20 years of experience, John works to get his clients immediate help. Whether your credit card debt is too much to handle, your utilities are being shut off, your car is being repossessed, or you’re facing repossession or foreclosure, a Chapter 7 bankruptcy could help you get a fresh start. John will help you understand your options with a five-minute phone conversation. Request your free consultation today.
Chapter 7 bankruptcy is an opportunity to get a fresh start and free yourself of debt. Your debt can be wiped out within a few months, pending court approval. Filing Chapter 7 means a complete liquidation of your outstanding debt.
John will walk you through the process and get creditors off your back quickly. He has your best interest at heart. Before you sign anything, John will ensure you understand your rights and whether a chapter 7 bankruptcy is the right option for you.
Are creditors calling you constantly? Once you’ve made the decision to file for chapter 7 bankruptcy, you can stop paying your creditors immediately. And John will keep them from contacting you.
Chapter 7 bankruptcy allows you to keep your dwelling, car, and personal items. John will make arrangements for you to reaffirm debts on your home, car, or other household items you’re financing.
Chapter 7 bankruptcy stops garnishments. When you file for chapter 7 in Michigan, you can start saving for the future instead of using your income to pay off debt. John will help guide you through this process.
When your car is repossessed, the auto financer sells it on auction at a reduced cost. However, you’re still responsible for the difference between the sale price and what you owe on the vehicle. Chapter 7 bankruptcy eliminates your liability for the deficiency balance.
John will help you get your driver’s license reinstated. Whether it’s suspended due to an uninsured car accident or unpaid parking tickets, this can be addressed during the Chapter 7 filing. John will also help you stop any lawsuits related to those car accidents.
Reestablishing your credit after bankruptcy is crucial. While the chapter 7 bankruptcy will remain on your credit report for up to 10 years, you can begin rebuilding your credit immediately after discharge. John will point you to resources and tools to help you get a head start.
The process for filing for chapter 7 bankruptcy in Michigan is seamless with John’s help, and he offers remote legal assistance. He will walk you through the following steps.
If you’re facing financial hardship and need a fresh start by filing for Chapter 7 bankruptcy, we’d be happy to talk with you. John’s years of experience and results-oriented approach offers clients a compassionate and, ultimately successful, experience during one of the hardest times in their lives. After a 5-minute phone call, John can help you understand your best options for a financially secure future. And there are no hidden fees. Just honest advice and the kind of experience you can trust to put you on the road to peace again.
Get your free consultation today by calling 810-232-2223 or use our contact form.
"I tried to get by mortgage modified by Bank of America for two years. John got me an approval for a modification to bring me current and lower my interest and mortgage payment in 2 weeks!"
Sam Anderson - client of John L. Hicks & Associates
“I don’t know how many people have told me that they can finally get a good nights rest after just a 5 minute phone call.
What sets me apart from other Bankruptcy Attorneys is that I take your call, answer all your questions & personally handle your case from start to finish.”
